Properties / 17416 E WINDSTONE Trail
VA ASSUMABLERate: 6.85%

17416 E WINDSTONE Trail

$720,000
Rio Verde, AZ 85263
4 beds2 baths2,331 sqftSingle Family
The assumable advantage
6.85%
VA assumed rate
$65,354 interest already paid off
Estimated Loan Balance$543,252
Cash to close$179,291
Est. Monthly PITI$3,931
Initial Loan Amount$550,000
Time on site50 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$176,748
Cash or secondary financing
Monthly savings
$622
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Enchanting 4-bedroom home nestled on a HUGE 1.25-acre lot is finally on the market! Featuring a 4-car garage, stone accents, & a cozy front patio. Discover an impressive open floor plan, enhanced by abundant natural light, tall vaulted ceilings, tile flooring, & multi-sliding glass doors that open to the back patio, creating seamless indoor-outdoor living. Gourmet kitchen is a chef's paradise, boasting subway tile backsplash, ample cabinets w/crown moulding, a pantry, granite counters, gleaming SS appliances, a center island, recessed lighting, & a two-tier breakfast bar. Enter through the double doors to find the romantic main retreat, offering plush carpet, outdoor access, a modern ensuite w/a soaking tub, & a walk-in closet. Enjoy mountain views from the covered patio. Don't miss it!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $176,748. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,331
Property typeSingle Family
MLS #7014843
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,624/mo
Source est. payment (PITI)
$3,931/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$176,748

Asking price minus remaining loan balance. Closing costs are additional.

$0$176,748
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.