Properties / 9902 W SIGNAL BUTTE Circle
VA ASSUMABLERate: 3.68%

9902 W SIGNAL BUTTE Circle

$335,000
Sun City, AZ 85373
2 beds2 baths1,980 sqftSingle Family
The assumable advantage
3.68%
VA assumed rate
$52,889 interest already paid off
Estimated Loan Balance$199,708
Cash to close$135,292
Est. Monthly PITI$1,307
Initial Loan Amount$230,647
Time on site8 days
Remaining Term23 years, 5 months
Seller's equity (what you pay)
$135,292
Cash or secondary financing
Monthly savings
$915
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Pride of ownership shows throughout this beautifully maintained, expanded Annapolis model! A NEWER ROOF and A/C bring peace of mind, while generous living spaces and an additional flex room offer endless possibilities--bedroom, office, craft room or hobby space. Set on a large corner lot, the fully fenced backyard is perfect for pets and outdoor enjoyment, or the extra garage you wish to build! The location is hard to beat, close to shopping, dining and Sun City's 7 recreation centers. Enjoy indoor and outdoor pools, lap swimming and water walking, pickleball, fitness, arts and crafts, clubs and activities for nearly every interest. A wonderful home with the space, updates and Sun City lifestyle all in one!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $135,292. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,980
Property typeSingle Family
MLS #7074662
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,061/mo
Source est. payment (PITI)
$1,307/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$135,292

Asking price minus remaining loan balance. Closing costs are additional.

$0$135,292
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.