Properties / 21358 W HILLCREST Boulevard
VA ASSUMABLERate: 6.5%

21358 W HILLCREST Boulevard

$934,000
Buckeye, AZ 85396
3 beds4 baths2,762 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$21,160 interest already paid off
Estimated Loan Balance$321,601
Cash to close$613,546
Est. Monthly PITI$3,575
Initial Loan Amount$331,650
Time on site50 days
Remaining Term14 years, 1 month
Seller's equity (what you pay)
$612,399
Cash or secondary financing
Monthly savings
$2,598
Versus today's market rate
Est. savings per year
$31K
Versus today's market rate

About this home

Beautifully upgraded David Weekley home in gated Verrado Highlands Phase 2, sitting on a premium view lot with nearly $200K in upgrades and stunning mountain/desert backdrop. This nearly 3,000 sq ft single-level home features 3+ bedrooms, study/flex space, 3.5 baths, sunroom, 3-car garage, and a pavered driveway. The open layout showcases 10' ceilings, 8' doors, upgraded flooring, designer finishes, and expansive windows framing the views. The gourmet kitchen offers white and mocha shaker cabinetry, oversized quartz island, designer backsplash, wood hood vent, walk-in pantry, and premium GE Monogram appliances. The backyard is ready for a custom resort-style design with room for a pool, spa, outdoor kitchen, or fire feature, all positioned to capture the mountain views and Arizona sunsets. Buyer Incentive! Seller is offering up to $15,000 with an acceptable offer to help make this home your own. Apply the credit toward a 2-1 interest rate buydown for lower initial monthly payments, or closing costs.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $612,399. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms4
Square feet2,762
Property typeSingle Family
MLS #7047493
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,910/mo
Source est. payment (PITI)
$3,575/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$612,399

Asking price minus remaining loan balance. Closing costs are additional.

$0$612,399
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.