Properties / 45793 W TUCKER Road
VA ASSUMABLERate: 3.07%

45793 W TUCKER Road

$360,000
Maricopa, AZ 85139
3 beds3 baths2,501 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$46,331 interest already paid off
Estimated Loan Balance$307,981
Cash to close$53,999
Est. Monthly PITI$1,784
Initial Loan Amount$340,000
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$52,019
Cash or secondary financing
Monthly savings
$664
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Come and check out this home featuring 3 bedrooms, 2.5 baths, and a 2-car garage with approx. 2,500 sq ft of living space. The main living areas are downstairs, perfect for entertaining, while all bedrooms are upstairs along with a versatile loft ideal for a play area, office, or extra living space--keeping kids' toys and clutter upstairs and out of sight when guests are over. Enjoy your own backyard retreat with a pool that is only 3 years old, perfect for relaxing during hot Arizona summers. All appliances are included, making this home move-in ready and convenient from day one.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $52,019. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,501
Property typeSingle Family
MLS #7042004
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,459/mo
Source est. payment (PITI)
$1,784/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$52,019

Asking price minus remaining loan balance. Closing costs are additional.

$0$52,019
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.