Short Sale opportunity. Built in 2020, this 4-bed, 2-bath home offers 1,655 sq ft of thoughtfully designed living space on a generous 8,507 sq ft lot -- with NO HOA. Park the boat, build the workshop, add a pool: the choice is yours. Inside, an open layout connects the main living areas for easy everyday flow, while four bedrooms give you room for a home office, guest space, or flexible use. Outside, the oversized lot is a blank canvas for gardens, entertaining, or simply extra breathing room. Located in San Tan Valley, this property pairs newer construction with the flexibility that only comes without HOA restrictions.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $356,461. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.