Properties / 10564 W BUENA VISTA Drive
VA ASSUMABLERate: 3.04%

10564 W BUENA VISTA Drive

$242,000
Arizona City, AZ 85123
3 beds2 baths1,518 sqftSingle Family
The assumable advantage
3.04%
VA assumed rate
$27,057 interest already paid off
Estimated Loan Balance$159,369
Cash to close$82,988
Est. Monthly PITI$987
Initial Loan Amount$179,525
Time on site17 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$82,631
Cash or secondary financing
Monthly savings
$663
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

INCREDIBLE BUYER INCENTIVES: $3,000 MORTGAGE CONCESSION. Seller will pay up to $3,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. This single-level Arizona City home features a kitchen with an island, an open living area, and a fenced backyard with low-maintenance desert landscaping. The primary suite includes an en-suite bath, and the attached garage adds everyday convenience. Included 100-Day Home Warranty with buyer activation

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $82,631. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,518
Property typeSingle Family
MLS #7071079
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$764/mo
Source est. payment (PITI)
$987/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$82,631

Asking price minus remaining loan balance. Closing costs are additional.

$0$82,631
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.