Properties / 6699 W Hershey Way
FHA ASSUMABLERate: 6.5%

6699 W Hershey Way

$290,000
Golden Valley, AZ 86413
3 beds2 baths1,221 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$25,452 interest already paid off
Estimated Loan Balance$211,603
Cash to close$78,615
Est. Monthly PITI$1,745
Initial Loan Amount$215,710
Time on site36 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$78,397
Cash or secondary financing
Monthly savings
$344
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Your own private backyard oasis awaits! This beautifully updated 3 bedroom, 2 bathroom home perfectly blends modern comfort with resort style outdoor living. The showstopping backyard features custom paver walkways, an expansive paver patio, mature landscaping, a new privacy fence, and a stunning gazebo as its centerpiece. Complete with an electric fire pit, it's the perfect place to relax or entertain year round. As the sun sets, the color changing landscape Lighting and fence lighting create a breathtaking ambiance, transforming the backyard into your own private retreat. Inside, you'll find a bright, open floor plan with luxury vinyl plank flooring, an energy efficient front door, and thoughtful improvements throughout. The spacious primary suite offers a peaceful escape with new glass shower doors, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Pride of ownership shines throughout, making this home truly move in ready. Additional highlights include RV parking with custom paver parking, a 50 AMP RV hookup in the garage, front RV gates, an oversized storage shed, and beautifully maintained desert landscaping. Kitchen appliances are negotiable. Every detail has been carefully considered, creating a home that's as functional as it is beautiful. If you've been searching for a home with an outdoor space that truly stands apart, this is one you won't want to miss!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $78,397. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,221
Property typeSingle Family
MLS #040546
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,366/mo
Source est. payment (PITI)
$1,745/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$78,397

Asking price minus remaining loan balance. Closing costs are additional.

$0$78,397
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.