Properties / 27650 S Clydesdale Avenue
VA ASSUMABLERate: 3.53%

27650 S Clydesdale Avenue

$315,000
Congress, AZ 85332
3 beds2 baths1,272 sqftSingle Family
The assumable advantage
3.53%
VA assumed rate
$55,329 interest already paid off
Estimated Loan Balance$94,619
Cash to close$221,401
Est. Monthly PITI$835
Initial Loan Amount$137,000
Time on site50 days
Remaining Term16 years, 8 months
Seller's equity (what you pay)
$220,381
Cash or secondary financing
Monthly savings
$1,231
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Welcome to your perfect blend of space, comfort, and functionality! This beautifully maintained 3-bedroom, 2-bath home sits on a generous 1-acre lot, offering plenty of room to spread out and enjoy both indoor and outdoor living. Inside, you'll find a thoughtfully designed split floor plan that provides privacy and flexibility. The spacious primary suite features a large en-suite bathroom designed for comfort and convenience. The kitchen is ready for both everyday living and entertaining, complete with brand new appliances and a desirable walk-in pantry for ample storage. Step outside and discover a property that truly stands out. The oversized 4-car garage offers endless possibilities - perfect for vehicles, storage, or even a workshop setup. RV owners will appreciate the full hookups, while the pipe fencing adds both function and a clean, finished look to the property. Additional highlights include leased solar panels to help keep utility costs low and a brand new roof installed in 2025, complete with a transferable warranty for added peace of mind. This property offers the space you want, the upgrades you need, and the versatility to fit your lifestyle - don't miss the opportunity to make it yours!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $220,381. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,272
Property typeSingle Family
MLS #7022589
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$627/mo
Source est. payment (PITI)
$835/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$220,381

Asking price minus remaining loan balance. Closing costs are additional.

$0$220,381
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.