Properties / 237 S 225TH Avenue
VA ASSUMABLERate: 2.83%

237 S 225TH Avenue

$258,000
Buckeye, AZ 85326
2 beds2 baths1,386 sqftSingle Family
The assumable advantage
2.83%
VA assumed rate
$21,296 interest already paid off
Estimated Loan Balance$124,658
Cash to close$134,507
Est. Monthly PITI$946
Initial Loan Amount$141,630
Time on site50 days
Remaining Term24 years, 4 months
Seller's equity (what you pay)
$133,342
Cash or secondary financing
Monthly savings
$931
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Seize the chance to own this lovely 2-bedroom home on a golf course lot in the adult Community of Sundance! You're greeted by a 2-car garage and a charming desert landscape for excellent curb appeal. Inside, the living room features high ceilings, a soothing palette, carpeting, vertical blinds, and sliding door access to the backyard for seamless indoor-outdoor flow. The eat-in kitchen has ample wood cabinetry, recessed lighting, built-in appliances, and a two-tier peninsula with a breakfast bar. The main bedroom includes a private bathroom with double sinks and a convenient walk-in closet. Unwind in the backyard, which offers a covered patio, pavers, and tranquil views of the golf course. With a bit of TLC, you can turn this into your dream home. Make it yours now!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $133,342. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,386
Property typeSingle Family
MLS #7031018
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$591/mo
Source est. payment (PITI)
$946/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$133,342

Asking price minus remaining loan balance. Closing costs are additional.

$0$133,342
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.