Properties / 7726 E BASELINE Road
FHA ASSUMABLERate: 5.1%

7726 E BASELINE Road

$315,000
Mesa, AZ 85209
3 beds2 baths1,536 sqftSingle Family
The assumable advantage
5.1%
FHA assumed rate
$76,812 interest already paid off
Estimated Loan Balance$349,646
Cash to close$0
Est. Monthly PITI$2,546
Initial Loan Amount$373,018
Time on site30 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this spacious 3-bedroom, 2-bath townhome offering 1,536 square feet in a gated Mesa community. The bright, open interior features pet-friendly LVP flooring and a seamless flow between the kitchen, dining, and living areas. The kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, a subway-tile backsplash, and a breakfast bar. The generous primary suite includes dual sinks and a walk-in closet. Two additional bedrooms provide flexibility for guests, an office, or hobbies. Enjoy a private balcony, attached one-car garage, community pool, grassy common areas, and a community dog park only feet from the front door. Conveniently located near shopping, dining, freeway access, and everyday amenities, this well-maintained home is ready to impress!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,536
Property typeSingle Family
MLS #7065721
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,032/mo
Source est. payment (PITI)
$2,546/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.