Properties / 14575 W MOUNTAIN VIEW Boulevard
VA ASSUMABLERate: 6.32%

14575 W MOUNTAIN VIEW Boulevard

$320,000
Surprise, AZ 85374
2 beds2 baths1,336 sqftSingle Family
The assumable advantage
6.32%
VA assumed rate
$35,579 interest already paid off
Estimated Loan Balance$318,777
Cash to close$1,223
Est. Monthly PITI$2,252
Initial Loan Amount$324,837
Time on site15 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$1,223
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Resort living at its finest! Whether you're looking for a lock and leave or a full-time home, this desirable ground-floor 2BD/2BA condo in the luxurious gated community of Park Place is the one for you. Enjoy amenities like a heated pool, walking trails, yoga room, fitness center, and clubhouse with a kitchen, theater, and business center. Inside, the open layout features high ceilings, plantation shutters, tile flooring, and a cozy fireplace NEW HVAC. Kitchen includes wood shaker cabinets, appliances, pantry, and ample counters. Primary bedroom has patio access, an ensuite w/ double sinks, a walk-in closet, shower grab bar. Additional front gated patio for relaxation. Enjoy 2 CAR GARAGE + additional side room storage. Close to stadium, shopping, dining, medical & more.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $1,223. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,336
Property typeSingle Family
MLS #7068467
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,017/mo
Source est. payment (PITI)
$2,252/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$1,223

Asking price minus remaining loan balance. Closing costs are additional.

$0$1,223
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.