Properties / 33201 W Siesta Way
FHA ASSUMABLERate: 6.5%

33201 W Siesta Way

$435,000
Tonopah, AZ 85354
4 beds2 baths1,900 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$45,172 interest already paid off
Estimated Loan Balance$375,547
Cash to close$59,453
Est. Monthly PITI$2,753
Initial Loan Amount$382,837
Time on site50 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$59,453
Cash or secondary financing
Monthly savings
$143
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

MOTIVATED SELLER & GREAT PRICE! Don't miss this incredible opportunity to own a move-in-ready 4-bedroom, 2-bath home on a fenced 1-acre lot with NO HOA! Bring your RVs, trailers, toys, horses, and outdoor equipment--there's room for it all! This well-maintained home features a bright, open split-bedroom floor plan, a spacious kitchen with stainless steel appliances, and a generous primary suite with a walk-in closet, dual sinks, and a beautiful tiled walk-in shower. Outside, you'll find multiple RV gates, a 2-car garage, and a separate 16' x 24' shop/garage for additional parking, storage, or workspace. Enjoy the freedom and privacy of rural Arizona living with convenient access to the West Valley. Priced to sell, and the seller is motivated--bring your offer!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $59,453. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,900
Property typeSingle Family
MLS #7047586
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,422/mo
Source est. payment (PITI)
$2,753/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,453

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,453
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.