Qualified buyers may have the opportunity to assume the seller's EXCEPTIONAL 3.1% INTEREST RATE - a rare advantage that could mean significantly lower monthly payments. Great opportunities in this market are difficult to find. This 3-bedroom, 2-bath home offers approximately 1,300 sq ft with soaring ceilings, wood flooring, a desirable split floor plan, and an open-concept living area featuring a cozy fireplace and dual French doors. Cosmetic updates provide the opportunity to add your own style while building equity. The spacious primary suite offers double sinks and privacy from the secondary bedrooms. A separate dining area, covered patio, fenced yard, two-car garage, community pool, park, shopping, dining, and a well-regarded Catholic school complete this exceptional opportunity.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $193,551. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.