Properties / 2355 E LA COSTA Place
VA ASSUMABLERate: 5.63%

2355 E LA COSTA Place

$724,399
Chandler, AZ 85249
6 beds4 baths3,367 sqftSingle Family
The assumable advantage
5.63%
VA assumed rate
$60,917 interest already paid off
Estimated Loan Balance$513,899
Cash to close$210,500
Est. Monthly PITI$3,497
Initial Loan Amount$526,830
Time on site50 days
Remaining Term28 years
Seller's equity (what you pay)
$210,500
Cash or secondary financing
Monthly savings
$1,230
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Located in Cooper Commons, South Chandler, this remarkable 6-bedroom, 4-bathroom home features a spacious two-story design with desirable north-south exposure. Chandler is home to major tech employers like Intel and Northrop Grumman -- just 16 minutes to Intel's Ocotillo campus and 17 minutes to the Price Road tech corridor. Enter through a grand wood door to elegant tile and luxury vinyl plank flooring. Both the primary suite and a secondary bedroom with an adjacent bath sit on the main floor, perfect for guests or multigenerational living. The kitchen impresses with raised panel cabinets, granite counters, a large island, and stainless KitchenAid appliances, connecting seamlessly to the family room. Experience this home today, rich with location and lifestyle benefits. This South Chandler home was made for entertaining. A formal dining room flows into connected living and family spaces, opening onto a spacious covered patio and a beautifully refinished pebble-tec pool complete with a rock waterfall. The 10,000 sq ft lot offers easy-care desert landscaping shaded by mature citrus trees. Behind the scenes, this home has been well cared for -- a new roof and flooring in 2024, partial HVAC replacement in 2022, and a new water heater in 2019. A two-car garage, a bonus single-car garage, and an inside laundry room round out the practical extras. Zoned to the Chandler Unless School District and close to top-rated schools, parks, dining, and shopping, this Cooper Commons home delivers on both lifestyle and location.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $210,500. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms4
Square feet3,367
Property typeSingle Family
MLS #7044167
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,042/mo
Source est. payment (PITI)
$3,497/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$210,500

Asking price minus remaining loan balance. Closing costs are additional.

$0$210,500
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.