Properties / 44980 W ED GREEN Lane
FHA ASSUMABLERate: 6.81%

44980 W ED GREEN Lane

$199,999
Maricopa, AZ 85139
4 beds2 baths1,405 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$27,834 interest already paid off
Estimated Loan Balance$256,260
Cash to close$0
Est. Monthly PITI$2,046
Initial Loan Amount$260,200
Time on site21 days
Remaining Term28 years, 5 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

SHORT SALE OPPORTUNITY Amazing location with plenty of potential! If you're tired of HOA life or looking for more flexibility for your business and company vehicle. No HOA restrictions; however, buyers should verify all intended uses, vehicle parking, and business activities with applicable City of Maricopa zoning and municipal codes.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,405
Property typeSingle Family
MLS #7069876
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,701/mo
Source est. payment (PITI)
$2,046/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.