Properties / 24460 N MARBLEHEAD Avenue
FHA ASSUMABLERate: 2.84%

24460 N MARBLEHEAD Avenue

$302,000
Paulden, AZ 86334
3 beds2 baths1,567 sqftSingle Family
The assumable advantage
2.84%
FHA assumed rate
$35,686 interest already paid off
Estimated Loan Balance$242,623
Cash to close$61,004
Est. Monthly PITI$1,488
Initial Loan Amount$270,019
Time on site50 days
Remaining Term25 years, 2 months
Seller's equity (what you pay)
$59,377
Cash or secondary financing
Monthly savings
$656
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Adorable modern-style home located in Paulden featuring an open-concept floor plan with upgraded finishes throughout. The spacious kitchen offers a large island and ample cabinet space extending to the ceiling. Generously sized bedrooms, a relaxing soaker tub, and walk-in shower provide comfort and functionality. Recent updates include a new roof with architectural shingles installed in 2023. Enjoy the covered front deck with beautiful views and a fully fenced 6-foot backyard complete with a vinyl storage shed. Conveniently located just minutes from the highway for easy access to shopping, schools, and commuting. Listed at $313,000.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $59,377. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,567
Property typeSingle Family
MLS #7029426
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,125/mo
Source est. payment (PITI)
$1,488/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,377

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,377
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.