Properties / 1117 E GWEN Street
VA ASSUMABLERate: 6.85%

1117 E GWEN Street

$419,900
Phoenix, AZ 85042
3 beds2 baths1,967 sqftSingle Family
The assumable advantage
6.85%
VA assumed rate
$63,045 interest already paid off
Estimated Loan Balance$457,474
Cash to close$0
Est. Monthly PITI$3,414
Initial Loan Amount$464,892
Time on site50 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

1117 E Gwen St offers a fantastic opportunity for investors, flippers, or buyers looking to build equity over time! This short sale property is priced accordingly and features strong upside potential in a desirable Phoenix location. This home offers formal and family rooms, open kitchen, jack and jill bathrooms, 2 bedrooms on one side and den + primary room on other side, vinyl woodllike flooring th/out. The home does need repairs and updates, including A/C replacement, flooring in the primary bedroom, and pool restoration, making it ideal for someone ready to add their personal touch and vision. Spacious layout, generous lot size, and great bones provide the perfect foundation for renovation and future value appreciation. Whether you're looking for your next investment project or a chance to purchase below market value, this property presents incredible potential. Property sold AS-IS.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,967
Property typeSingle Family
MLS #7032529
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,061/mo
Source est. payment (PITI)
$3,414/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.