VA buyers can take advantage of an assumable loan with a low 2.3% interest rate. Featuring a pool, this home is perfect for enjoying those Arizona days and entertaining year-round. Inside, you'll find custom cabinets, granite countertops, and a cozy gas fireplace that really ties the living space together. The home also includes unique touches like an intercom system and a water softener for added convenience. Recent updates give peace of mind with updated flooring and an updated roof, both completed in 2025. Step outside to a resort style back yard with ample mountain views, custom gazebo, and gas fire pit, making the backyard ideal for gatherings and relaxing evenings. Tucked away on a cul-de-sac, this home offers a great combination of comfort, upgrades, and functionality.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $223,439. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.