Properties / 22233 W DESERT BLOOM Street
FHA ASSUMABLERate: 6.66%

22233 W DESERT BLOOM Street

$390,000
Buckeye, AZ 85326
5 beds3 baths2,272 sqftSingle Family
The assumable advantage
6.66%
FHA assumed rate
$59,357 interest already paid off
Estimated Loan Balance$351,771
Cash to close$38,599
Est. Monthly PITI$2,774
Initial Loan Amount$361,334
Time on site21 days
Remaining Term27 years, 6 months
Seller's equity (what you pay)
$38,229
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this spacious 5 bedroom, 3 bath home in Buckeye's Windmill Village! Offering over 2,270 sq. ft. of living space, this two story home features a functional floor plan with generous living areas, an eat in kitchen with breakfast bar and island, and a spacious primary suite with walk in closet and dual sinks. Two newer HVAC units provide an added benefit. Step outside to a fenced backyard with a covered patio, offering plenty of potential to create your own outdoor retreat. Conveniently located near I-10, shopping, dining, parks and everyday amenities. Come see everything this home has to offer!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $38,229. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,272
Property typeSingle Family
MLS #7069033
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,327/mo
Source est. payment (PITI)
$2,774/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$38,229

Asking price minus remaining loan balance. Closing costs are additional.

$0$38,229
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.