Properties / 13017 W ASH Street
VA ASSUMABLERate: 2.81%

13017 W ASH Street

$350,000
El Mirage, AZ 85335
3 beds2 baths1,455 sqftSingle Family
The assumable advantage
2.81%
VA assumed rate
$34,539 interest already paid off
Estimated Loan Balance$216,899
Cash to close$134,101
Est. Monthly PITI$1,236
Initial Loan Amount$244,820
Time on site50 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$133,101
Cash or secondary financing
Monthly savings
$1,050
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

This very well kept 3 bedroom, 2 bathroom home with a 2 car garage is ready for its next owner. Freshly painted exterior gives it sharp curb appeal from the moment you pull up. Inside there is ceramic tile that runs through the main living areas: entry, family room, kitchen, hallways, and both baths, keeping things clean and easy to maintain. The kitchen features plenty of cabinet space and a walk in pantry. A dedicated laundry room with extra storage adds everyday convenience. The primary suite offers a walk in closet and an en suite bath with a double sink vanity and combo tub and shower, plus built in shelving for linens. HVAC was replaced within the last year. Out back features a covered patio that overlooks a beautiful grassy yard with mature shade trees, perfect for relaxin or entertaining. A solid home with the upgrades already done

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $133,101. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,455
Property typeSingle Family
MLS #7048613
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,014/mo
Source est. payment (PITI)
$1,236/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$133,101

Asking price minus remaining loan balance. Closing costs are additional.

$0$133,101
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.