Properties / 3880 N 294TH Drive
VA ASSUMABLERate: 6.99%

3880 N 294TH Drive

$320,000
Buckeye, AZ 85396
3 beds2 baths1,673 sqftSingle Family
The assumable advantage
6.99%
VA assumed rate
$56,395 interest already paid off
Estimated Loan Balance$356,344
Cash to close$0
Est. Monthly PITI$2,678
Initial Loan Amount$362,642
Time on site50 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to Tartesso! This home is Built by Trend and designed for how people actually live. This 3 bed + den, 2 bath home brings the space, layout, and upgrades buyers are looking for right now. You walk in to a wide, open entry with a true split floor plan--primary suite tucked away for privacy while the secondary bedrooms and den/office sit on the opposite side, perfect for work-from-home or flex space. The main living area is fully open concept with high ceilings, oversized tile, and a kitchen that anchors the home with a large black granite island, tons of cabinet space, and easy flow into the living and dining areas. The primary suite is spacious with room to actually breathe, not just fit furniture. Outside, a blank-slate backyard ready for whatever vision you have... pool, turf, entertaining space, you name it. Plus a large driveway (hard to find) and a big bonus: the roof was replaced in 2023. Solid bones, great layout, and ready for its next owner to make it their own.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,673
Property typeSingle Family
MLS #7011487
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,424/mo
Source est. payment (PITI)
$2,678/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.