Properties / 21910 E CREOSOTE Court
FHA ASSUMABLERate: 4.2%

21910 E CREOSOTE Court

$420,000
Queen Creek, AZ 85142
3 beds3 baths1,725 sqftSingle Family
The assumable advantage
4.2%
FHA assumed rate
$81,208 interest already paid off
Estimated Loan Balance$180,149
Cash to close$240,762
Est. Monthly PITI$1,523
Initial Loan Amount$221,906
Time on site50 days
Remaining Term20 years, 6 months
Seller's equity (what you pay)
$239,851
Cash or secondary financing
Monthly savings
$1,384
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Perfectly positioned on a premium oversized cul-de-sac lot overlooking the Las Colinas Golf Course, this beautifully maintained home in the highly sought-after Villages at Queen Creek offers breathtaking golf course and San Tan Mountain views, generous living space, and the ideal blend of comfort and Arizona living. Inside, you'll find a bright, open floor plan designed for both everyday living and entertaining. The spacious family room flows seamlessly into the well-appointed kitchen, featuring rich wood cabinetry, abundant pantry storage, granite countertops, stainless steel appliances, and an oversized island that's perfect for meal prep, casual dining, or gathering with family and friends. Tile flooring throughout the main level adds both style and durability. Upstairs a huge loft.. ...provides the perfect flex space for a second living area, game room, home office, or media room. The spacious primary suite is a relaxing retreat, complete with a walk-in closet, dual vanities, and plenty of room to unwind. Large secondary bedrooms, an oversized laundry room, and abundant storage throughout make this home as functional as it is beautiful. Step outside to the covered patio and enjoy the expansive backyard, where you'll take in peaceful golf course views with the San Tan Mountains as your backdrop. Whether you're sipping your morning coffee, watching Arizona's colorful sunsets, or hosting friends for an evening barbecue, this outdoor space is designed to be enjoyed. The recently painted exterior further reflects the pride of ownership found throughout the home. Residents of The Villages at Queen Creek enjoy resort-style amenities, including a clubhouse, heated pool, fitness center, pickleball and tennis courts, parks, playgrounds, and scenic walking trails. Conveniently located near shopping, dining, grocery stores, and everyday conveniences, this exceptional home offers the perfect combination of location, views, space, and community.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $239,851. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,725
Property typeSingle Family
MLS #7055029
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,093/mo
Source est. payment (PITI)
$1,523/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$239,851

Asking price minus remaining loan balance. Closing costs are additional.

$0$239,851
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.