Properties / 1265 S AARON Drive
FHA ASSUMABLERate: 6.54%

1265 S AARON Drive

$328,000
Mesa, AZ 85209
2 beds2 baths1,227 sqftSingle Family
The assumable advantage
6.54%
FHA assumed rate
$65,111 interest already paid off
Estimated Loan Balance$294,216
Cash to close$35,444
Est. Monthly PITI$2,292
Initial Loan Amount$304,385
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$33,784
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to sought-after Muirfield Village! This move-in ready townhome offers stylish updates and a low-maintenance lifestyle in one of the area's most desirable communities. Inside, enjoy upgraded flooring, spacious living areas, modern finishes, and beautifully updated bathrooms with stone countertops and rich cabinetry. Functional layout with generous bedrooms, indoor laundry, and attached 1-car garage with added storage. Step outside your door to resort-style community amenities including sparkling pool, spa, playgrounds, ramadas, greenbelts, and expansive park space. Perfectly located near shopping, dining, freeways, and everyday conveniences. Ideal for full-time living, lock-and-leave convenience, or investment opportunity. Clean, upgraded, and ready to impress!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $33,784. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,227
Property typeSingle Family
MLS #7016370
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,945/mo
Source est. payment (PITI)
$2,292/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$33,784

Asking price minus remaining loan balance. Closing costs are additional.

$0$33,784
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.