Built in 2023, this spacious Bisbee Ranch home offers 5 bedrooms, 3 bathrooms, and 2,540 square feet with a layout designed for flexibility. A full bedroom and bathroom downstairs are ideal for guests, multigenerational living, or a private office. The kitchen features granite countertops, a large island, pantry, and stainless steel appliances, opening to the main living area for easy entertaining. Upstairs includes a generous loft, conveniently located laundry room, three additional bedrooms, and a private primary suite with a walk in closet. Outside, enjoy a covered patio and block fenced backyard ready to make your own. A 2 car garage, north south exposure, nearby walking paths, and a community playground complete the home.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.