Properties / 190 Trilogy Drive
VA ASSUMABLERate: 3%

190 Trilogy Drive

$648,000
Williams, AZ 86046
3 beds2 baths sqftSingle Family
The assumable advantage
3%
VA assumed rate
$39,657 interest already paid off
Estimated Loan Balance$236,606
Cash to close$411,394
Est. Monthly PITI$1,459
Initial Loan Amount$266,727
Time on site6 days
Remaining Term24 years, 10 months
Seller's equity (what you pay)
$411,394
Cash or secondary financing
Monthly savings
$2,694
Versus today's market rate
Est. savings per year
$32K
Versus today's market rate

About this home

Check out this immaculate single level home in the highly desired community of Highland Meadows North in Williams AZ. Situated on a 1/3 acre lot within walking distance of Elephant Rocks Golf Course and Cataract Lake, this high country location cannot be beat. This home features soaring vaulted ceilings throughout. The open floorplan offers a large family room with a gas fireplace, spacious kitchen with granite counter tops, a breakfast bar and adjacent dining area. The primary suite features an ensuite custom tile shower and walk-in closet. Two large guest rooms provide plenty of space to host. The fully landscaped property offers peaceful views from every angle. Take in the beautiful mountain sunrise from the backyard gazebo and enjoy sunsets from the cozy front porch.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $411,394. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Property typeSingle Family
MLS #205902
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,127/mo
Source est. payment (PITI)
$1,459/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$411,394

Asking price minus remaining loan balance. Closing costs are additional.

$0$411,394
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.