Properties / 2449 Topanga Drive
VA ASSUMABLERate: 3.45%

2449 Topanga Drive

$330,000
Bullhead City, AZ 86442
2 beds2 baths1,532 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$18,305 interest already paid off
Estimated Loan Balance$81,489
Cash to close$248,691
Est. Monthly PITI$691
Initial Loan Amount$92,908
Time on site31 days
Remaining Term24 years
Seller's equity (what you pay)
$248,511
Cash or secondary financing
Monthly savings
$1,530
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

**AMAZING VIEWS!** This meticulously maintained 2-bedroom, 2-bath home with a spacious den is located in the upscale and desirable Fox Creek Mira Monte 55+ community. Offering approximately 1,532 square feet, this original-owner home truly shows pride of ownership and is just waiting for you to call it home! The spacious living room opens to a beautiful kitchen featuring oak cabinets, granite countertops, a granite sink, gas range, refrigerator, breakfast bar, pantry, and skylights that bring in plenty of natural light. A casual dining area is conveniently located just off the kitchen. Laminate flooring flows throughout the home, with tile in the kitchen and bathrooms. The generous primary suite features a large bedroom and huge walk-in closet. The primary bathroom offers dual sinks and a walk-in shower. The split floor plan provides privacy, with the guest bedroom and full upgraded guest bathroom, including a walk-in shower, located on the opposite side of the home. The spacious den/office is currently being used as an office but offers plenty of flexibility and could be used as a sitting room, hobby room, or additional living space. The large laundry room includes a washer and dryer that will stay with the home. Additional features include a water softener and central vacuum. Step outside and enjoy the **beautiful views** from the fully fenced backyard. The enclosed covered patio with tile flooring creates a wonderful space for relaxing and enjoying the outdoor lifestyle year-round. The front and backyard are beautifully landscaped and maintained with a watering system. The newer air conditioner and heat pump add comfort and peace of mind. The attached 2-car finished garage features cabinets for additional storage. Conveniently located near shopping, hospitals, golf courses, the Colorado River, and all the dining, entertainment, and fun of Laughlin. **Original owners, exceptional care, beautiful views, and plenty of desirable features—this home is a must-see! Don't wait; come see it today!**

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $248,511. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,532
Property typeSingle Family
MLS #041270
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$416/mo
Source est. payment (PITI)
$691/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$248,511

Asking price minus remaining loan balance. Closing costs are additional.

$0$248,511
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.