Properties / 95 N COOPER Road
FHA ASSUMABLERate: 5.27%

95 N COOPER Road

$280,000
Chandler, AZ 85225
2 beds2 baths831 sqftSingle Family
The assumable advantage
5.27%
FHA assumed rate
$39,612 interest already paid off
Estimated Loan Balance$168,423
Cash to close$112,590
Est. Monthly PITI$1,311
Initial Loan Amount$179,080
Time on site50 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$111,577
Cash or secondary financing
Monthly savings
$652
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Affordable Chandler living with community pool and a prime location! Welcome to this beautifully maintained 2-bedroom, 2-bath condo in the desirable Colonia Coronita community. Offering comfort, convenience, and exceptional value, this home features a private enclosed front patio, an inviting open floor plan, and easy access to Loop 202. Enjoy being just minutes from Downtown Chandler, Gilbert, shopping, dining, and entertainment while living in one of the East Valley's most sought-after areas.Inside, you'll find an open layout with a neutral palette, tile flooring, and an inviting fireplace for cozy evenings. The eat-in kitchen features built-in appliances, flat-panel cabinets, mosaic tile backsplash, and a skylight for ample natural light...

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $111,577. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet831
Property typeSingle Family
MLS #7035341
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$999/mo
Source est. payment (PITI)
$1,311/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$111,577

Asking price minus remaining loan balance. Closing costs are additional.

$0$111,577
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.