RARE FIND - FULLY FUNCTIONAL CASITA WITH SEPARATE ENTRANCE! This gorgeous 4-bedroom, 2-bathroom home is filled with character, charm, and incredible versatility. A standout feature is the fully functional casita with its own separate entrance, offering fantastic potential for guests, multigenerational living, a private home office, or additional flexible living space. The main home also features a brand-new A/C, providing added comfort and peace of mind. Inside, terracotta floors throughout and an original fireplace add warmth and historic charm. The updated kitchen features stainless steel appliances, butcher block countertops, and a tiled backsplash. The primary suite provides a relaxing retreat with a private en-suite bathroom. The additional three bedrooms offer plenty of space for family, guests, or a home office. Outside, enjoy a beautifully landscaped yard with mature citrus trees, a work shed, and a patio perfect for entertaining. Conveniently located just a short drive from multiple schools, parks, shopping, entertainment, restaurants, and more, this home offers a rare combination of classic charm, modern updates, brand-new A/C, and the added bonus of a separate casita!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $53,931. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.