Properties / 5392 Rattlesnake Road
VA ASSUMABLERate: 6.54%

5392 Rattlesnake Road

$359,900
Kingman, AZ 86409
4 beds2 baths1,684 sqftSingle Family
The assumable advantage
6.54%
VA assumed rate
$67,727 interest already paid off
Estimated Loan Balance$306,037
Cash to close$55,590
Est. Monthly PITI$2,251
Initial Loan Amount$316,614
Time on site36 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$53,863
Cash or secondary financing
Monthly savings
$99
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Beautiful home located in the Eagle View subdivision with great views of the Cerbat Mountains! Built in 2023, this all electric 4 bedroom, 3 bathroom home offers 1,684 sq ft of living space with an open concept layout and attached 2 car garage. The home also includes 25 solar panels and is on a purchase agreement. (Details available upon request.) The large living room opens to the dining area and kitchen which features granite countertops, stainless steel appliances, a kitchen island with breakfast bar seating, and a large walk-in pantry. Tile flooring runs throughout the main living areas with carpet in the bedrooms, including brand new carpet in the primary bedroom. The primary suite has a large walk-in closet, dual sinks, granite countertops, private water closet, and walk-in shower. The three guest bedrooms are spacious with plenty of closet space. There is also an interior laundry room for added convenience. The front yard is landscaped with desert rock and a shade tree for curb appeal. The backyard is ready for your own design and features a covered patio to relax and enjoy the views. RV parking along the south side of the home adds extra space for your toys and trailers. A great opportunity to own a newer home in a desirable neighborhood with modern features and energy-efficient living!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $53,863. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,684
Property typeSingle Family
MLS #038166
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,023/mo
Source est. payment (PITI)
$2,251/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$53,863

Asking price minus remaining loan balance. Closing costs are additional.

$0$53,863
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.