Stoooopppp scrolling go check out the video first of this home with an assumable 5.25% VA loan, this home is the one! Tucked away in the Heritage Farms HOA of Surprise, this home has no rear neighbors, is a short walk to the neighborhood park, a short drive to the Prasada shopping area, and has views of the White Tank Mountains. This amazing starter home is fully equipped with more than $20,000 worth of upgrades and appliances. Extended garage for more storage and space. An entertainers kitchen with a 8 foot kitchen breakfast counter. 1 mile aways is all the shopping, entertainment and restaurants you can ask for. Costco, movies theaters, entertainment, restaurants and more. Don't sleep on this perfect location.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $109,441. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.