Properties / 2439 W PECAN Road
VA ASSUMABLERate: 6.5%

2439 W PECAN Road

$525,000
Phoenix, AZ 85041
4 beds2 baths2,575 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$26,780 interest already paid off
Estimated Loan Balance$447,781
Cash to close$77,648
Est. Monthly PITI$3,303
Initial Loan Amount$451,535
Time on site50 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$77,219
Cash or secondary financing
Monthly savings
$237
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Beautiful single-story home with 4 bedrooms, 2 bathrooms, and a bright open floor plan. The Great Room, kitchen, and dining area flow seamlessly--ideal for living and entertaining. Kitchen features warm wood cabinetry and granite countertops, with tile in main areas and carpet in bedrooms. Versatile bonus room off the foyer for office, gym, or flex space. Low-maintenance backyard with custom paver patio, pad for gazebo or fire pit, manicured lawn, decorative rock, and block wall privacy, plus upgraded landscaping with sprinkler system and drip irrigation. Prime corner lot next to walking path and greenbelt. Move-in ready in a desirable gated community!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $77,219. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,575
Property typeSingle Family
MLS #7019413
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,859/mo
Source est. payment (PITI)
$3,303/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$77,219

Asking price minus remaining loan balance. Closing costs are additional.

$0$77,219
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.