ASSUMABLE INTEREST RATE OF 2.75!! This is the one! Stunning 5-bedroom, 4.5 bathroom home featuring two spacious master suites, perfect for extended families or guests. The main level showcases real wood flooring, while the upper level offers comfortable carpet. The kitchen is designed for both beauty and function, with stone countertops and custom cabinetry throughout. Additional features include a bonus room, a dedicated office and a cozy lodge area, providing flexibility for work and relaxation. Outside, enjoy a private backyard oasis complete with a pool, real grass and beautiful mountain views. This home blends comfort, quality, and space in a serene and scenic setting. A must- see for those seeking both luxury and practicality.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $137,641. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.