Beautifully designed 4 bed plus den / 3 bath single-level home in the highly desirable, amenity-rich Estrella Mountain Ranch community. Featuring one of the area's most sought-after floor plans, this home offers timeless designer finishes, a bright open-concept layout, and seamless indoor-outdoor living. A sparkling private pool and resort-style backyard complete the quintessential Arizona lifestyle. Exceptional curb appeal welcomes you with professionally designed low-maintenance desert landscaping and a 3-car tandem garage. Inside, the expansive great room is filled with abundant natural light, elegant wood-look tile flooring, soaring ceilings, 8-foot doors, and oversized sliding glass doors that effortlessly connect the living space to the covered patio and pool, creating the perfect setting for both everyday living and memorable gatherings. The chef-inspired kitchen is both beautiful and functional, featuring crisp white cabinetry, granite countertops, stainless steel appliances, a classic subway tile backsplash, generous prep space, designer pendant lighting, and an oversized island with a built-in sink and breakfast bar that naturally becomes the heart of the home. A conveniently located full guest bath with bright, modern finishes sits just off the main living area. Privately situated, the luxurious primary suite is a true retreat featuring direct access to the laundry room, a spacious walk-in closet with built-in storage, a private water closet, dual vanities, a freestanding soaking tub, and an oversized tiled walk-in shower with a rainfall showerhead for a spa-like experience. Three additional generously sized bedrooms provide comfortable accommodations for family and guests, including a front bedroom with its own walk-in closet. The secondary bathroom features a convenient tub-and-shower combination. Step outside to your private backyard oasis, where the covered patio overlooks a sparkling pool, the perfect setting for relaxing evenings, weekend barbecues, and year-round Arizona entertaining. Located in the award-winning Estrella Mountain Ranch community, residents enjoy beautiful lakes, resident clubs, fitness centers, resort-style pools, golf, restaurants, miles of hiking and biking trails, parks, playgrounds, and an active calendar of community events. This is the perfect blend of luxury, comfort, and the exceptional Arizona lifestyle.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $351,179. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.