Properties / 8444 E PAMPA Avenue
FHA ASSUMABLERate: 5.05%

8444 E PAMPA Avenue

$370,000
Mesa, AZ 85212
2 beds2 baths1,344 sqftSingle Family
The assumable advantage
5.05%
FHA assumed rate
$64,822 interest already paid off
Estimated Loan Balance$65,441
Cash to close$304,559
Est. Monthly PITI$858
Initial Loan Amount$97,263
Time on site7 days
Remaining Term14 years, 8 months
Seller's equity (what you pay)
$304,559
Cash or secondary financing
Monthly savings
$1,655
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

Charming 2 bedroom 2 bath 2 car garage townhome that has been freshly painted on the interior. New carpeting and new blinds and New AC as of 8-31-2026. Property features lots of storage. Both bedrooms have large master closets! There are many new light fixtures and ceiling fans throughout. Home features tile in the eat in kitchen, hallways and bathrooms. All appliances are included. Private yard with no neighbors behind and spacious covered patio. Easy care landscaping. HOA takes care of front yard, roof and exterior of the building. This charming home says, PICK ME! Come fall in love.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $304,559. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,344
Property typeSingle Family
MLS #7076084
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$527/mo
Source est. payment (PITI)
$858/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$304,559

Asking price minus remaining loan balance. Closing costs are additional.

$0$304,559
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.