Properties / 14839 N 172ND Lane
VA ASSUMABLERate: 6.65%

14839 N 172ND Lane

$420,000
Surprise, AZ 85388
4 beds2 baths1,615 sqftSingle Family
The assumable advantage
6.65%
VA assumed rate
$38,176 interest already paid off
Estimated Loan Balance$402,978
Cash to close$17,799
Est. Monthly PITI$2,875
Initial Loan Amount$408,180
Time on site50 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$17,022
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautifully updated 4-bedroom, 2-bath home featuring 1,615 sq ft of move-in ready living space. Enjoy an open floor plan with a remodeled kitchen showcasing modern finishes, and an oversized island. Updated bathrooms offer stylish fixtures and custom tile details, while the spacious backyard with low-maintenance turf and a covered patio provides the perfect setting for entertaining or relaxing. A wonderful blend of comfort, style, and functionality awaits!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $17,022. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,615
Property typeSingle Family
MLS #7054932
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,628/mo
Source est. payment (PITI)
$2,875/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$17,022

Asking price minus remaining loan balance. Closing costs are additional.

$0$17,022
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.