FHA 3.99 ASSUMABLE LOAN!! Welcome to Northern Farms — where luxury, comfort, and contemporary design meet!
This stunning 4 Bedroom + Den, 3 Bathroom, 3,017 sq ft residence is only one year old and shines like new! Step inside to a bright, open floor plan that effortlessly blends modern style with sophisticated finishes throughout. Beautiful stair railings elevate the entry and create a spacious, airy feel. The chef-inspired kitchen is a true showstopper—featuring quartz countertops, stainless-steel appliances, and a layout designed for both everyday living and entertaining. Your backyard oasis awaits! The lush artificial turf, and no neighbors behind means unmatched privacy and the ideal setting for gatherings under the Arizona sky. Upstairs, a massive loft offers endless possibilitiesgame room, theater, playroom, or the ultimate lounge. Situated just moments from the Loop 303 and Northern Ave, this location combines convenience with exceptional community living.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $29,606. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.