**Better Than New with 3.99% Assumable Loan only $2278/mo (P&I) and $23K in interest already paid ** Built in 2025 this home is 2681sqft with 5 spacious bedrooms, 3 baths & 2 dens plus 8ft tall garage extended. The bright open floor plan features stylish finishes & boasts $50K in builder upgrades. The kitchen is the heart of the home, showcasing abundant cabinetry, generous counter space, a large quartz island & walkin pantry, all opening to the great room, perfect for entertaining. 1 bedroom & den downstairs then upstairs the primary suite provides a retreat with an ensuite bath & walkin closet plus 3 other bedrooms, a large upstairs laundry room, small loft area & a bonus room/den space. Private backyard is ideal for AZ with a covered patio, great pavers and low maintenance desert-scape.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $42,653. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.