Properties / 1534 S 182ND Lane
FHA ASSUMABLERate: 6.12%

1534 S 182ND Lane

$380,000
Goodyear, AZ 85338
3 beds2 baths1,637 sqftSingle Family
The assumable advantage
6.12%
FHA assumed rate
$41,841 interest already paid off
Estimated Loan Balance$353,722
Cash to close$27,443
Est. Monthly PITI$2,655
Initial Loan Amount$360,705
Time on site50 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$26,278
Cash or secondary financing
Monthly savings
$41
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Upgraded with all tile flooring throughout! This newer 2024-built Goodyear home in Ventana de Estrellas offers 3 beds, 2 baths, 1,637 sq ft, and a desirable single-level split floor plan. The open great room flows into a spacious kitchen with a large center island, stainless steel appliances, pantry, and abundant cabinet/counter space. The large private primary suite features a walk-in closet and dual sinks. Secondary bedrooms are set apart for flexibility. Enjoy neutral finishes, tile in every room, low-maintenance living, and a 2-car garage. A neighborhood park is less than a block away with basketball, pickleball, cornhole, playground equipment, ramadas, picnic areas, and BBQs. Near Estrella Mountain Regional Park hiking, Goodyear Ballpark, shopping, restaurants, and freeways. Additional Information: The upgraded all tile flooring throughout is the standout feature here, giving the home a clean, cohesive feel and removing the maintenance concerns that often come with carpet. The single-level layout is practical and easy to live in, with the primary suite privately separated from the secondary bedrooms and a central great room that keeps the kitchen, dining, and living areas connected. The kitchen layout works well for everyday use, with the island adding prep space, seating potential, and a natural gathering point. Neutral finishes throughout make the home easy to personalize, whether the buyer wants a clean move-in-ready feel or plans to add their own style over time. Ventana de Estrellas also adds lifestyle value beyond the home itself. Having the neighborhood park less than a block away gives buyers quick access to outdoor space, recreation, and community amenities without having to drive. The location also keeps shopping, restaurants, Goodyear Ballpark, Estrella Mountain Regional Park, and West Valley freeway access within easy reach.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $26,278. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,637
Property typeSingle Family
MLS #7046918
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,200/mo
Source est. payment (PITI)
$2,655/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,278

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,278
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.