Properties / 321 N Stoneman Boulevard
VA ASSUMABLERate: 6.5%

321 N Stoneman Boulevard

$699,000
Williams, AZ 86046
3 beds2 baths sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$76,454 interest already paid off
Estimated Loan Balance$608,280
Cash to close$91,345
Est. Monthly PITI$4,275
Initial Loan Amount$620,087
Time on site36 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$90,720
Cash or secondary financing
Monthly savings
$195
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Beautifully maintained mountain home nestled on a private 1-acre lot in the Pines! Enjoy easy access to Cataract Lake and Elephant Rocks Golf Course, making this the perfect full-time residence or summer getaway. An added bonus is that natural gas and city water are available across the property, making it convenient to bring utility lines to the home if desired. Inside, you'll find an open floor plan with vaulted ceilings, abundant natural light, and an updated kitchen featuring granite countertops and stainless-steel appliances. The spacious primary suite offers flexibility and could also be used as a second living area. Outside, the property offers four separate parking areas with room for vehicles, boats, or an RV. The paver driveway leads to an oversized two-car garage with workshop two-car garage with workshop space and a large storage loft above. Relax on the partial wraparound porch or in the gazebo while enjoying the peaceful surroundings of the tall pines. https://media.timbercreekimagery.com/sites/ebvypglv/unbranded

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $90,720. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Property typeSingle Family
MLS #205361
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,927/mo
Source est. payment (PITI)
$4,275/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$90,720

Asking price minus remaining loan balance. Closing costs are additional.

$0$90,720
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.