The home offers a flexible layout with a thoughtfully designed suite addition. The room previously considered the fifth bedroom now functions as the front room of the suite and is no longer technically classified as a bedroom. The adjoining addition includes a closet with space for a stackable washer and dryer, along with a designated area for a kitchenette. With the addition of the kitchenette, this space can function as a separate living area within the home, offering added flexibility for extended family, guests, a private retreat, or multigenerational living. The garage has an electric car charger. A big plus is security camera system with full monitoring front and back of home with a ring camera. Energy efficiency is front and center with dual-pane low-E windows, ENERGY STAR-rated HVAC and appliances, a programmable thermostat, and a solar lease that wipes out the electric bill entirely. Outside, enjoy low-maintenance living with a desert front, synthetic grass backyard, and a covered patio -- all backing to common area for added privacy. The 2-car garage plus slab parking rounds out the package. Luke Landing community offers walking/biking paths, and the HOA is FHA/VA approved with pets and rentals permitted. Minutes from Luke AFB, shopping, and dining with easy freeway access. Don't miss the assumable FHA loan -- a game-changer in today's rate market!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $165,637. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.