NEW SMART HVAC (2026) • QUARTZ COUNTERS • 3-CAR A/C GARAGE • DEN + LOFT! Welcome to this beautifully updated, turn-key 4-bedroom, 3-bath residence offering 2,950 square feet of expansive living in Surprise's popular Litchfield Manor. Packed with high-value mechanical and interior upgrades, this home delivers peace of mind with a brand-new smart HVAC system installed in July 2026 (under warranty), fresh interior and exterior paint, new 12mm laminate flooring, plush new carpet, and soaring ceilings that fill the home with natural light. At the center of the home, the chef-inspired kitchen showcases sleek quartz countertops, a gas range, large single-basin sink, generous prep and pantry space, and all kitchen appliances included. The open-concept design flows naturally into dining and living spaces, while the versatile downstairs den offers the perfect setup for a private home office or guest room. Upstairs, enjoy a spacious loft alongside generous bedrooms and a primary suite featuring dual vanities, a separate soaking tub, walk-in shower, and an expansive walk-in closet. The climate-controlled 3-car garage is a standout feature, complete with custom storage cabinets and a dedicated wall-mounted A/C unit for comfortable year-round projects or gym space. Step outside to a covered back patio and versatile yard with raised garden beds and drip irrigation (or seller can clear for a blank canvas before closing). Additional upgrades include an ADT smart security system with exterior cameras and door/window sensors. Perfectly situated in Litchfield Manor near community courts and parks, with quick access to Loop 303, Loop 101, top-rated schools, and the dining, shopping, and entertainment at the Villages at Prasada!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $208,387. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.