Properties / 2834 N 214TH Avenue
FHA ASSUMABLERate: 6.5%

2834 N 214TH Avenue

$575,000
Buckeye, AZ 85396
4 beds3 baths1,920 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$38,476 interest already paid off
Estimated Loan Balance$543,836
Cash to close$31,691
Est. Monthly PITI$3,914
Initial Loan Amount$549,450
Time on site49 days
Remaining Term28 years, 11 months
Seller's equity (what you pay)
$31,164
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

A premium corner lot siding and backing natural desert and framed by stunning mountain views sets the stage for this newly built 2025 home offering 4 bedrooms and 3 baths across 1,920 SqFt of thoughtfully designed living. An open great room layout with split bedrooms flows into a stylish kitchen appointed with granite countertops, stainless appliances, a walk-in pantry, and an island with breakfast bar. Two sets of sliding glass doors extend the dining area to a wrap-around covered patio and a low-maintenance backyard with artificial turf and unobstructed desert scenery. The primary retreat features an en-suite bath with dual vanities, a linen closet, and a spacious walk-in closet, while additional highlights include a generous laundry room with space for a refrigerator, designer lighting fixtures, ceiling fans throughout, a 2-car garage, and access to the Sienna Hills Swim Club community pool. All of this comes with a convenient location near Verrado Marketplace, Costco, and I-10 for commutes around the Valley.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $31,164. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,920
Property typeSingle Family
MLS #7057725
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,480/mo
Source est. payment (PITI)
$3,914/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$31,164

Asking price minus remaining loan balance. Closing costs are additional.

$0$31,164
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.