Properties / 10817 W HADLEY Street
VA ASSUMABLERate: 4.16%

10817 W HADLEY Street

$434,000
Avondale, AZ 85323
3 beds2 baths1,735 sqftSingle Family
The assumable advantage
4.16%
VA assumed rate
$70,860 interest already paid off
Estimated Loan Balance$385,155
Cash to close$49,535
Est. Monthly PITI$2,371
Initial Loan Amount$416,222
Time on site17 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$48,845
Cash or secondary financing
Monthly savings
$526
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Looking for a new home? This charming single-level residence in Vista Del Verde is the one! Offering 3 beds, 2 baths, low-care front yard, & a 2-car garage w/paver driveway. Discover a seamlessly flowing open layout, making entertaining a bliss! A neutral palette, tons of natural light, and carpet & tile flooring throughout are some features that can't be left unsaid. The open-concept kitchen boasts built-in appliances, granite counters, recessed lighting, a walk-in pantry, ample cabinetry w/crown molding, and an island w/breakfast bar. Versatile den, ideal for an office! The primary bedroom has a walk-in closet and an ensuite with dual sinks. The perfectly sized backyard offers a covered patio! With your creative ideas, you can make it a complete outdoor living space. Don't miss this gem

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $48,845. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,735
Property typeSingle Family
MLS #7070890
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,033/mo
Source est. payment (PITI)
$2,371/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$48,845

Asking price minus remaining loan balance. Closing costs are additional.

$0$48,845
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.