Properties / 701 N 111TH Drive
FHA ASSUMABLERate: 3.62%

701 N 111TH Drive

$389,000
Avondale, AZ 85323
3 beds3 baths1,898 sqftSingle Family
The assumable advantage
3.62%
FHA assumed rate
$38,482 interest already paid off
Estimated Loan Balance$143,315
Cash to close$245,685
Est. Monthly PITI$1,176
Initial Loan Amount$166,870
Time on site3 days
Remaining Term23 years, 2 months
Seller's equity (what you pay)
$245,685
Cash or secondary financing
Monthly savings
$1,532
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

Great opportunity for investors seeking a tenant-occupied property with immediate rental income. The home is well maintained and currently has a long-term tenant paying $2,300/month ($27,600 annual gross rent). A new A/C unit was installed in August 2026, helping reduce near-term capital expenses. Located in Avondale's growing West Valley corridor with convenient I-10 access to Downtown Phoenix and surrounding areas. Nearby amenities include shopping, dining, parks, schools, and Estrella Mountain Community College. Please do not disturb the tenant. Subject to tenant rights and proper notice. Buyer to verify all facts, figures, lease terms, schools, HOA, and other material information.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $245,685. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,898
Property typeSingle Family
MLS #7077034
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$762/mo
Source est. payment (PITI)
$1,176/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$245,685

Asking price minus remaining loan balance. Closing costs are additional.

$0$245,685
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.