This beautifully designed single-story Irwin home offers 3 bedrooms, a private study, 2.5 baths, and an open-concept layout. Luxury wood plank-style tile flooring flows throughout the main living areas. The chef's kitchen is the heart of the home, featuring an oversized island, designer backsplash, and an abundance of workspace and storage. Enjoy desirable East/West exposure, helping create comfortable natural light throughout the day, Built with energy efficient spray foam insulation, full shear wall and whole home fresh air system. Must see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.