Properties / 25510 W PIONEER Street
VA ASSUMABLERate: 2.39%

25510 W PIONEER Street

$346,000
Buckeye, AZ 85326
3 beds2 baths1,868 sqftSingle Family
The assumable advantage
2.39%
VA assumed rate
$14,664 interest already paid off
Estimated Loan Balance$91,417
Cash to close$255,026
Est. Monthly PITI$961
Initial Loan Amount$119,185
Time on site35 days
Remaining Term14 years, 3 months
Seller's equity (what you pay)
$254,583
Cash or secondary financing
Monthly savings
$1,409
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Beautiful spacious 3 bed 2 bath plus den home on a large corner lot next to the common area and alfalfa fields. Two large open living areas with separate den off front living area perfect for office space or a private quite room. Eat in kitchen, spacious laminate countertops, newer appliances and pantry. Living room boast open concept looking out to a fully landscaped back yard complete with artificial turf and outdoor patio. Separate dog run with doggy door. Split floor plan with primary room at the back of the home. Large walk-in closet, sit down vanity, garden tub and separate walk-in shower. Inside laundry room. Tile and laminate flooring throughout home. Five minutes from I-10 and conveniently located around all amenities. Great home for first time buyers with plenty of street parking

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $254,583. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,868
Property typeSingle Family
MLS #7061968
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$631/mo
Source est. payment (PITI)
$961/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$254,583

Asking price minus remaining loan balance. Closing costs are additional.

$0$254,583
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.