Properties / 22836 W MYERS Street
FHA ASSUMABLERate: 6.87%

22836 W MYERS Street

$355,000
Wittmann, AZ 85361
3 beds2 baths1,493 sqftSingle Family
The assumable advantage
6.87%
FHA assumed rate
$55,429 interest already paid off
Estimated Loan Balance$318,933
Cash to close$36,388
Est. Monthly PITI$2,525
Initial Loan Amount$326,936
Time on site43 days
Remaining Term27 years, 7 months
Seller's equity (what you pay)
$36,067
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Escape the hustle without sacrificing convenience in this beautifully maintained 3-bedroom, 2-bath home situated on over an acre with breathtaking Arizona sunsets and wide-open views. Bordering State Land to the west, you'll enjoy exceptional privacy with no neighbors directly behind you and endless opportunities to explore the outdoors. Designed with comfort and functionality in mind, the open-concept floor plan features a spacious great room, vaulted ceilings, and a stylish kitchen complete with a large island, stainless steel appliances, abundant cabinetry, and a breakfast bar that's perfect for everyday living or entertaining. The split-bedroom layout offers added privacy, while the generous primary suite includes a walk-in closet, dual vanities, ample linen storage, and... ... a walk-in shower. Built with quality 2x6 construction, dual-pane windows, energy-efficient LED lighting, a block foundation, and a powerful 4-ton A/C system, this home offers year-round comfort and efficiency while providing the freedom of rural living. With over an acre of usable land, there's plenty of room for horses, RVs, trailers, recreational toys, a workshop, or future expansion--all with the added benefit of no HOA. For buyers dreaming of a self-sufficient or homestead lifestyle, this property is already well on its way. Enjoy two established chicken coops and a raised concrete garden bed with the option for automatic lighting, creating the perfect foundation for raising fresh eggs, growing your own produce, and embracing sustainable country living. Whether you're just beginning your homesteading journey or looking to expand it, this property offers the space and infrastructure to make it a reality. Located just minutes from US-60, you'll enjoy the perfect balance of peaceful country living and convenient access to shopping, dining, and the greater Phoenix area. With stunning desert views, bordering State Land, modern amenities, and endless possibilities, this is more than just a home--it's a lifestyle waiting to be enjoyed.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $36,067. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,493
Property typeSingle Family
MLS #7060226
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,151/mo
Source est. payment (PITI)
$2,525/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$36,067

Asking price minus remaining loan balance. Closing costs are additional.

$0$36,067
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.