Properties / 1644 E ANASTASIA Street
FHA ASSUMABLERate: 3.75%

1644 E ANASTASIA Street

$339,900
San Tan Valley, AZ 85140
4 beds2 baths1,653 sqftSingle Family
The assumable advantage
3.75%
FHA assumed rate
$51,767 interest already paid off
Estimated Loan Balance$182,310
Cash to close$158,000
Est. Monthly PITI$1,376
Initial Loan Amount$211,640
Time on site23 days
Remaining Term23 years, 1 month
Seller's equity (what you pay)
$157,590
Cash or secondary financing
Monthly savings
$1,020
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

An incredible home in the desirable Pecan Creek North neighborhood, If you are looking to move into a home that has plenty of bedrooms an open concept interior design with a large greatroom, 4 Bedrooms, 2 baths, with a large eat-in kitchen and black and stainless appliances, huge breakfast bar that opens to the greatroom this really is the home for you, Just think of the memories you could make in this home, if you need both public and private space, this floorplan is perfect for you, the yard is exquisite, with grass as well mature trees and greenery and the double side gate! Seriously, you've got to come take a look at this home, it just might be the place where you choose to put down roots, it's worth checking out for sure.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $157,590. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,653
Property typeSingle Family
MLS #7066974
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$985/mo
Source est. payment (PITI)
$1,376/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$157,590

Asking price minus remaining loan balance. Closing costs are additional.

$0$157,590
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.