ASSUMABLE MORTGAGE OPPORTUNITY! Freshly painted and move-in ready, this 4-bedroom, 2-bath home offers beautiful White Tank Mountain views. The open kitchen features granite countertops, stainless steel appliances, a gas range and a spacious island overlooking the living and dining areas. Enjoy wood-look tile, ceiling fans and blinds throughout. The primary suite includes a walk-in closet and private ensuite. Outside, you'll find a covered patio and low-maintenance backyard with artificial turf. Ideally located across from one of the community's largest parks with basketball courts, soccer fields and playgrounds, and just minutes from the neighborhood school. Available for SALE or RENT.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $21,151. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.