Experience the freedom of Arizona ranch living on this beautifully updated 3-bedroom, 2-bath home in Paulden. Situated on a thoughtfully developed property with no HOA and direct access to miles of state land, this move-in-ready ranch offers privacy, versatility, and incredible mountain views. Inside, you'll find updated flooring, custom wood accents, upgraded cabinetry, modern fixtures, and warm western-inspired finishes. The oversized covered deck is the perfect place to enjoy spectacular sunsets and peaceful country mornings. The property is designed for a variety of lifestyles, featuring a barn, spacious 120' x 220' sand arena, multiple fenced areas, covered shelters, storage buildings, and a detached garage/workshop. Whether you have animals, outdoor hobbies, recreational vehicles or simply want room to spread out, this property offers endless possibilities. Major improvements, including HVAC, windows, roofing components, landscaping, lighting, and numerous permitted additions, have already been completed, allowing you to move in and start enjoying the ranch lifestyle from day one. Whether you're looking for a full-time home, weekend retreat, or hobby ranch, this property offers the perfect blend of comfort, character, and wide-open Arizona living. To make your transition even easier, the Kubota tractor with attachments, Polaris RZR, and utility trailer are available for purchase under a separate bill of sale.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $190,796. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.